Canadian Dental Care Plan Near You
What is the Canadian Dental Care Plan?
The CDCP is a government program that helps residents in Canada get important dental care when they don’t have private insurance. It covers part of the cost for exams, cleanings, fillings, dentures, and more.
It’s not free for everything, but it can save you money on most essential treatments.
Who Can Use the CDCP?
To use the plan, you must:
- Do not have private dental insurance (this includes seniors)
- Be a Canadian resident
- Have filed your taxes recently
- Have a family income under $90,000
If your income is below $70,000, the government covers the full cost of approved services.
Who Can Apply: Age Criteria
To use the CDCP, you must be a Canadian resident and meet certain age rules:
- Seniors: People 65 and older can apply under CDCP for seniors.
- Adults: Uninsured adults under 65 are also eligible since 2025.
- Children and Adults from 18 to 64 years of age can also apply for the CDCP
Age is just one part of eligibility; you also need to meet income and insurance requirements.
How Much Will You Pay?
Here’s a simple way to see how the cost works:
| Family Income | Government Pays | You Pay |
| Under $70,000 | 100% | $0 |
| $70,000–$79,999 | 60% | 40% |
| $80,000–$89,999 | 40% | 60% |
If your dentist charges more than the CDCP fee, you’ll need to pay the extra amount.
What Services Are Covered Under the CDCP plan
The plan covers Several common dental services:
- Exams, cleanings, and X-rays
- Fluoride treatments and sealants
- Fillings, root canals, and extractions
- Crowns, dentures, and implants (preauthorization may be needed)
- Gum treatments (periodontal care)
- Oral surgery and sedation for certain procedures
- Limited orthodontic care for medical reasons starting in 2025
How CDCP for Seniors Help Older Patients Get the Care They Need
The plan is helpful for seniors. Many older adults lose insurance after retirement. If you qualify, you may get coverage for exams, fillings, dentures, and other essential treatments.
Your co-payment depends on your income. Before scheduling an appointment, ask your dental care centre in Richmond Hill to guide you through every step.
Complete Steps on How to Apply for the CDCP Program
- The first step is to check whether you meet all the eligibility criteria
- You should apply for the program using your phone, mail or simply with the provider’s online form.
- Provide details like your SIN number, proof of income, and ensure you don’t have private insurance.
- Once approved, you’ll get a start date and membership ID
Visit a dentist near you in Richmond Hill who accepts CDCP (like ToothMatters Dental); our team will bill the plan directly.
Tips for Using CDCP
- Schedule cleanings and exams regularly, as they usually don’t need preapproval.
- Ask your dentist to submit preauthorization for bigger treatments like crowns or dentures.
- Confirm if your dentist charges more than the CDCP rate; you may need to pay the difference.
- Keep your eligibility updated each year.
Why Choose ToothMatters Dental
At ToothMatters Dental, we make it easy for CDCP patients in Richmond Hill:
- We handle all billing directly to the program
- We check your eligibility before your visit
- We submit preauthorization for complex treatments
- We give clear cost estimates before you start
- We make the Canadian dental care plan in Richmond Hill simple to use
- so you can get the care you need without stress.
At ToothMatters Dental, our goal is to help everyone get care under the Canadian government dental plan for seniors and adults without insurance.
Call us or book a visit today to see how this Canadian dental program can help you.
Frequently Asked Questions
What is the income limit for CDCP?
Your family income must be less than $90,000. If it’s over that, you won’t qualify.
Does it cover seniors?
Yes, seniors can use the plan. If your income is under $70,000, many services may be fully covered, but before applying, ensure you do not have dental insurance for seniors.
What services are covered?
It covers exams, cleanings, fillings, root canals, crowns, dentures, gum care, and some surgeries. Some bigger treatments need approval first.
Are orthodontics included?
Not for most cases yet. Only limited orthodontic care for medical reasons will start in 2025.
Can I use CDCP if I have private insurance?
No, the plan is only for people without dental insurance. Even if you have insurance you don’t use, you cannot apply.
How do I find a dentist near me who accepts CDCP?
Look for a registered dentist in Richmond Hill. ToothMatters Dental is a CDCP provider and can help you use the plan.